It doesn’t matter where you are traveling; always make travel insurance. Insurance must necessarily be taken out before you start your trip. Do not leave to the last minute. Domestic travel, right here in Brazil, can also be covered by insurance.
Travel insurance, marketed by insurance brokers, costs much less than you think and can be useful when you least expect it. Like all insurance, travel insurance is something you buy hoping you don’t have to use it. But, what if you need to? If you have an accident? If you get sick? A thousand things can happen, whether you are in the city where you live or traveling.
Coverings
Travel insurance coverage is varied: accidents or illness (health insurance); dental insurance; luggage insurance in case of loss; luggage search and location service; compensation to the family for death; indemnity for permanent disability; removal or repatriation; transportation or repatriation of family members or companions; airfare of the insured person for a claim at his residence during the trip; funerary repatriation; legal assistance abroad; etc.
Cost
Prices vary according to the duration of the trip, the coverage and the values of the coverage. Do not spend idly with coverings that do not make sense in your case. Analyze the cost of insurance against the benefits and assess your real needs: are you going to take valuables in your luggage? Do you have family members you want to protect in case of death?
What is very important is to have health insurance. Medical services tend to have exorbitant prices almost everywhere in the world, whether for treating a detached finger or for emergency surgery.
How to hire travel insurance
Travel insurance is sold in Brazil by insurance brokers accredited by SUSEP and can be easily purchased online.
Miral Seguros, partner of the Tourist Manual, on the market for 37 years, offers quote and online sale of travel insurance from the operator Porto Seguro. The quotation can also be made by calling (11) 5581-0777. Miral also works with car, health and other insurance. Any insurance, not just travel insurance, that you close with Miral, wins a Travel Guide of the GTB series (Brazilian Tourist Guide). The available titles are Italy, London, Portugal, Chile, New York, Argentina, Buenos Aires, Bahia, Paris, Peru and Bolivia. Those who prefer can opt for travel novels or travel stories from Editora Content to read at the airport or on the plane.
Traveling to Europe: travel insurance required by Schengen Treaty members
Anyone traveling to the countries of Europe that are members of the Schengen Treaty must not fail to provide international insurance with coverage for repatriation and expenses with emergency and accidents of at least 30,000 euros.
Upon your entry into Schengen territory (that is, your first entry, while traveling, in one of the member countries), this requirement can be made. We emphasize: it will not be done necessarily, but it could be. And, in that case, if you don’t have the documentation that proves you are insured in this way, you can be stopped.
It is not as complicated as it may seem to take out insurance that meets the requirements of the Schengen Treaty; on the contrary. There are specific insurance policies for this requirement, some of which are even sold online.
Which countries are members of the Schengen Treaty?
The Schengen treaty includes member countries of the European Union and others that do not belong to it. Schengen and the European Union are completely different things.
The member countries of the Schengen Treaty, where you may be required to provide proof that you have international insurance with coverage for repatriation and emergency and accident expenses of at least EUR 30,000, are as follows:
Germany, Austria, Belgium, Denmark, Slovakia, Slovenia, Spain, Estonia, Finland, France, Greece, Netherlands, Hungary, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Czech Republic, Sweden and Switzerland .